BULK INSERT /BCP with UDT

I have same problem and i am getting nuts about it.

Target table:
CREATE TABLE [dbo].[organiz] (
    [cislo_subjektu] [int] NULL ,
    [reference_subjektu] [varchar] (30) COLLATE SQL_Czech_CP1250_CI_AS NULL ,
    [nazev_subjektu] [varchar] (100) COLLATE SQL_Czech_CP1250_CI_AS NULL ,
    [nazev_zkraceny] [varchar] (40) COLLATE SQL_Czech_CP1250_CI_AS NULL ,
    [ulice] [char] (40) COLLATE SQL_Czech_CP1250_CI_AS NULL ,
    [psc] [char] (15) COLLATE SQL_Czech_CP1250_CI_AS NULL ,
    [misto] [char] (40) COLLATE SQL_Czech_CP1250_CI_AS NULL ,
    [ico] [char] (15) COLLATE SQL_Czech_CP1250_CI_AS NULL ,
    [dic] [char] (15) COLLATE SQL_Czech_CP1250_CI_AS NULL ,
    [uverovy_limit] [money] NULL ,
    [stav_limitu] [money] NULL
) ON [PRIMARY]
GO

Insert command:

BULK INSERT pokus.dbo.organiz
FROM 'D:\organizace.xml' /* my file */
WITH (FORMATFILE = 'D:\pok.xml')

Formatfile:

<?xml version="1.0"?>
<BCPFORMAT xmlns="http://schemas.microsoft.com/sqlserver/2004/bulkload/format" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<RECORD>
<FIELD ID="1" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="12"/>
<FIELD ID="2" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="30" COLLATION="SQL_Czech_CP1250_CI_AS"/>
<FIELD ID="3" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="100" COLLATION="SQL_Czech_CP1250_CI_AS"/>
<FIELD ID="4" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="40" COLLATION="SQL_Czech_CP1250_CI_AS"/>
<FIELD ID="5" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="40" COLLATION="SQL_Czech_CP1250_CI_AS"/>
<FIELD ID="6" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="15" COLLATION="SQL_Czech_CP1250_CI_AS"/>
<FIELD ID="7" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="40" COLLATION="SQL_Czech_CP1250_CI_AS"/>
<FIELD ID="8" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="15" COLLATION="SQL_Czech_CP1250_CI_AS"/>
<FIELD ID="9" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="15" COLLATION="SQL_Czech_CP1250_CI_AS"/>
<FIELD ID="10" xsi:type="CharTerm" TERMINATOR="," MAX_LENGTH="30"/>
<FIELD ID="11" xsi:type="CharTerm" TERMINATOR="\r\n" MAX_LENGTH="30"/>
</RECORD>
<ROW>
<COLUMN SOURCE="1" NAME="cislo_subjektu" xsi:type="SQLINT"/>
<COLUMN SOURCE="2" NAME="reference_subjektu" xsi:type="SQLBINARY"/>
<COLUMN SOURCE="3" NAME="nazev_subjektu" xsi:type="SQLBINARY"/>
<COLUMN SOURCE="4" NAME="nazev_zkraceny" xsi:type="SQLBINARY"/>
<COLUMN SOURCE="5" NAME="ulice" xsi:type="SQLBINARY"/>
<COLUMN SOURCE="6" NAME="psc" xsi:type="SQLBINARY"/>
<COLUMN SOURCE="7" NAME="misto" xsi:type="SQLBINARY"/>
<COLUMN SOURCE="8" NAME="ico" xsi:type="SQLBINARY"/>
<COLUMN SOURCE="9" NAME="dic" xsi:type="SQLBINARY"/>
<COLUMN SOURCE="10" NAME="uverovy_limit" xsi:type="SQLBINARY"/>
<COLUMN SOURCE="11" NAME="stav_limitu" xsi:type="SQLBINARY"/>
</ROW>
</BCPFORMAT>

All i get is

Bulk load data conversion error (type mismatch or invalid character for the specified codepage)

no matter what i have changed(so far) in format file.